Point Mortgage Corporation, NMLS 231073 Home loans with Dan Salameh Apply now Dan Salameh
Dan SalamehNMLS #224229(708) 745‑4191
Point Mortgage · Chicagoland & Illinois

Your home. Your next chapter.

A mortgage process that is clear, calm and on time.

Whether you are buying your first home, moving up, investing or refinancing, you will always know where your loan stands and what comes next.

  • Conventional, FHA, VA, USDA and jumbo financing
  • Bank statement, asset based and DSCR options for nontraditional income
  • Illinois down payment assistance options for eligible buyers

All loans subject to credit, income, property and underwriting approval. Program availability, assistance and terms vary and may change.

Brick and siding two story home with a front porch on a tree lined Illinois street
Dan Salameh Mortgage Team logo
Your loan officer, in your corner

Let’s make a plan for your next home.

Dan Salameh · Point Mortgage
Chicago · Naperville · Aurora · Plainfield · Shorewood · Joliet · Oswego · Lombard · Elgin
Buying a home

You don’t have to figure it out alone.

01

Know your buying power

We review your income, credit and savings together, then choose a monthly payment that fits your life before you pick a price.

02

Compare your paths

See conventional, FHA, VA, USDA and assistance options side by side, including the costs beyond your down payment.

03

Shop and close with confidence

Get a strong preapproval your agent can stand behind, plus steady updates from accepted offer all the way to the closing table.

Start your preapproval online
More than one way home

A mortgage that fits your plans.

Home financing

Conventional loans

A flexible starting point, with down payment options as low as 3% for eligible first time buyers.

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Home financing

FHA loans

A smaller down payment and more flexible credit guidelines. A clearer path forward.

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Home financing

VA loans

Home financing for those who have served, often with no down payment and no monthly mortgage insurance.

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Home financing

USDA loans

Zero down financing for eligible homes in qualifying areas outside the city center.

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Home financing

Jumbo loans

Financing for homes above conforming loan limits, structured around your full financial picture.

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Self employed

Bank statement loans

Qualify using business or personal bank deposits instead of tax returns.

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Asset based

Asset depletion loans

Use savings, investment and retirement balances to qualify, ideal for retirees and high net worth buyers.

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Investors

DSCR loans

Qualify an investment property on its rental income rather than your personal income.

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Homeowners

Refinancing

Lower your payment, shorten your term, remove mortgage insurance or tap into your equity.

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Put numbers to your plans

Explore your monthly payment.

Adjust the price, down payment and your own assumptions. Then talk with Dan about a personalized estimate.

Illustrative monthly total
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Principal & interest
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Property taxes
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HOA dues
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Loan amount
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Includes only the amounts you enter. Illinois property taxes vary widely by county and town. FHA upfront premium, VA funding fee, USDA fees and closing costs are excluded. Your actual payment and cash to close will differ.

Dan Salameh, Point Mortgage loan officer
Meet your loan officer

Hi, I’m Dan Salameh.

I have been helping Illinois families finance their homes since 2004. Today I am a loan officer with Point Mortgage and serve as an in house lender for Coldwell Banker Real Estate Group offices.

My promise is simple: clear expectations up front, real communication throughout, and a loan that closes on time. From first time buyers to self employed borrowers, retirees and investors, I will build a plan you understand.

Local homebuying guidance

Here for your next move.

Chicago
Naperville
Aurora
Plainfield
Shorewood
Joliet
Oswego
Lombard
Elgin
In their own words

What clients say about working with Dan.

5.0 ★★★★★41 verified testimonials on Testimonial Tree
“We had a great experience working with Dan Salameh as our loan officer during the purchase of our new home. Dan was incredibly helpful, responsive, knowledgeable, and professional.
Dan made the financing and closing process feel much easier. He was always available to answer our questions, explain things clearly, and make sure we understood every step along the way. He truly went above and beyond to make sure everything stayed on track and that we had a smooth closing.”
★★★★★Samson G · Testimonial Tree
“Dan was great! Very easily accessible when we had questions. On time with all paperwork submissions and got us to closing in 3 weeks! Made the process easy especially since we had issues with another lender. Highly recommend!”
★★★★★Jessica A V · Testimonial Tree
“Dan was amazing! After experiencing issues with my credit union on a mortgage closing, he came through in record time to get my mortgage finalized and keep my closing date. He was extremely knowledgeable and helpful throughout the process and I would be happy to recommend him to anyone looking for a loan.”
★★★★★Joseph S S · Testimonial Tree
“Dan was excellent to work with. He communicated very well, always got back to me in a timely manner and even would drop what he was doing on a sunday to get what we needed to submit an offer. Realtors enjoyed working with him and I would not have gotten my Home with out him.”
★★★★★Matthew A · Testimonial Tree
“We are first time home buyers and did not know what we were doing. Thankfully we had Dan by our side throughout the process. Dan was available 24/7 to answer any of our questions. We really appreciated his time during this huge time of our lives. We would recommend Dan and Point Mortgage to everyone.”
★★★★★Sarah M C · Testimonial Tree
“Point Mortgage Corporation was phenomenal in helping me find a way to come up with a down payment for my new home using the equity in my current home. I was on a tight deadline and Dan Salameh was so quick at finding a solution. Not only quick, but he was on the phone with me at 9:00 pm, having me fill out some application paperwork. This company is the best and I just don't have enough good things to say about them!!!”
★★★★★Marjorie J S · Testimonial Tree
View on Testimonial Tree Testimonials shown word for word as written by Dan's clients on Testimonial Tree.
Straight answers

Questions buyers ask first.

Do I need 20% down to buy a home?

No. Many buyers put down far less. Conventional loans can start at 3% for eligible first time buyers, FHA at 3.5%, and VA and USDA loans may require no down payment at all. Putting less than 20% down usually means some form of mortgage insurance.

What is the difference between prequalification and preapproval?

A prequalification is a quick estimate based on what you tell us. A preapproval means your credit, income and assets have actually been reviewed, which gives sellers and agents much more confidence in your offer.

Is there down payment assistance in Illinois?

Yes. Illinois offers assistance programs for eligible buyers, and some can be paired with FHA, VA, USDA or conventional loans. Each has its own credit, income and price limits, and some must be repaid if you sell or refinance early. Ask Dan which options fit your situation.

I’m self employed. Can I still qualify?

Yes. Beyond traditional tax return qualifying, bank statement loans use your deposits, asset depletion loans use your savings and investments, and DSCR loans use a rental property’s income.

How much cash do I need at closing?

Plan for your down payment plus closing costs and prepaid items like taxes and insurance. In many cases seller credits or assistance can help. Dan will give you a written estimate early so there are no surprises.

How long does it take to close?

Most purchases close in about 30 days, depending on the contract, appraisal and how quickly documents come in. You will get regular updates so you and your agent always know where things stand.

Dan Salameh
Your next step

Let’s put real numbers to your home plans.

Call, text or email Dan, or start your secure application online in minutes.

Apply online with Dan