“We had a great experience working with Dan Salameh as our loan officer during the purchase of our new home. Dan was incredibly helpful, responsive, knowledgeable, and professional.
Dan made the financing and closing process feel much easier. He was always available to answer our questions, explain things clearly, and make sure we understood every step along the way. He truly went above and beyond to make sure everything stayed on track and that we had a smooth closing.”
Your home. Your next chapter.
A mortgage process that is clear, calm and on time.
Whether you are buying your first home, moving up, investing or refinancing, you will always know where your loan stands and what comes next.
- Conventional, FHA, VA, USDA and jumbo financing
- Bank statement, asset based and DSCR options for nontraditional income
- Illinois down payment assistance options for eligible buyers
All loans subject to credit, income, property and underwriting approval. Program availability, assistance and terms vary and may change.
Let’s make a plan for your next home.
Dan Salameh · Point MortgageYou don’t have to figure it out alone.
Know your buying power
We review your income, credit and savings together, then choose a monthly payment that fits your life before you pick a price.
Compare your paths
See conventional, FHA, VA, USDA and assistance options side by side, including the costs beyond your down payment.
Shop and close with confidence
Get a strong preapproval your agent can stand behind, plus steady updates from accepted offer all the way to the closing table.
A mortgage that fits your plans.
Conventional loans
A flexible starting point, with down payment options as low as 3% for eligible first time buyers.
Talk with DanFHA loans
A smaller down payment and more flexible credit guidelines. A clearer path forward.
Talk with DanVA loans
Home financing for those who have served, often with no down payment and no monthly mortgage insurance.
Talk with DanUSDA loans
Zero down financing for eligible homes in qualifying areas outside the city center.
Talk with DanJumbo loans
Financing for homes above conforming loan limits, structured around your full financial picture.
Talk with DanBank statement loans
Qualify using business or personal bank deposits instead of tax returns.
Talk with DanAsset depletion loans
Use savings, investment and retirement balances to qualify, ideal for retirees and high net worth buyers.
Talk with DanDSCR loans
Qualify an investment property on its rental income rather than your personal income.
Talk with DanRefinancing
Lower your payment, shorten your term, remove mortgage insurance or tap into your equity.
Talk with DanExplore your monthly payment.
Adjust the price, down payment and your own assumptions. Then talk with Dan about a personalized estimate.
- Principal & interest
- $0
- Property taxes
- $0
- Homeowners insurance
- $0
- Mortgage insurance
- $0
- HOA dues
- $0
- Loan amount
- $0
Includes only the amounts you enter. Illinois property taxes vary widely by county and town. FHA upfront premium, VA funding fee, USDA fees and closing costs are excluded. Your actual payment and cash to close will differ.

Hi, I’m Dan Salameh.
I have been helping Illinois families finance their homes since 2004. Today I am a loan officer with Point Mortgage and serve as an in house lender for Coldwell Banker Real Estate Group offices.
My promise is simple: clear expectations up front, real communication throughout, and a loan that closes on time. From first time buyers to self employed borrowers, retirees and investors, I will build a plan you understand.
Here for your next move.
What clients say about working with Dan.
“Dan was great! Very easily accessible when we had questions. On time with all paperwork submissions and got us to closing in 3 weeks! Made the process easy especially since we had issues with another lender. Highly recommend!”
“Dan was amazing! After experiencing issues with my credit union on a mortgage closing, he came through in record time to get my mortgage finalized and keep my closing date. He was extremely knowledgeable and helpful throughout the process and I would be happy to recommend him to anyone looking for a loan.”
“Dan was excellent to work with. He communicated very well, always got back to me in a timely manner and even would drop what he was doing on a sunday to get what we needed to submit an offer. Realtors enjoyed working with him and I would not have gotten my Home with out him.”
“We are first time home buyers and did not know what we were doing. Thankfully we had Dan by our side throughout the process. Dan was available 24/7 to answer any of our questions. We really appreciated his time during this huge time of our lives. We would recommend Dan and Point Mortgage to everyone.”
“Point Mortgage Corporation was phenomenal in helping me find a way to come up with a down payment for my new home using the equity in my current home. I was on a tight deadline and Dan Salameh was so quick at finding a solution. Not only quick, but he was on the phone with me at 9:00 pm, having me fill out some application paperwork. This company is the best and I just don't have enough good things to say about them!!!”
“Dan was awesome and very easy to work with! He made sure we knew exactly what we were doing and helped tremendously. Highly recommend”
“Was recommend Dan by my aunt (a realtor) and couldn't be happier with my experience!”
“Dan was very helpful, communicative, and pleasant to work with. He was always available to answer any calls and questions that we had. Never made you feel dumb about asking any questions and actually encouraged you to ask anything you're doubting.”
“Dan Salameh was extremely professional and pleasant to work with. He was very prompt in getting a response to my questions and thorough in checking on any issues. He was a pleasure to work with.”
“Dan was great to work with. He was easy to get a hold of and very personable. We are very grateful to have worked with him and he made the lending process easy. Thanks Dan!”
“Dan was fantastic to work with throughout the mortgage process. He explained everything clearly, was always available to answer questions, and made what can be a stressful experience feel straightforward and manageable. Dan was responsive, knowledgeable, and truly had my best interests in mind. Thanks to his guidance, everything went smoothly from start to finish. I’d highly recommend Dan to anyone looking for a reliable mortgage lender.”
“Thank you for watching and contacting us when the rates drop.”
“This team was very helpful, making a stressful home buying process nearly stress-free.”
“Dan has been consistently patient, helpful, and quick with responses. He makes this part home ownership easy for someone like me who is new to game.”
“I’m so grateful for the help of Dan and team at Point Mortgage! They were our trusted partners when we bought our first home and we were thrilled with the opportunity to work with them again for our refinance. I can’t recommend working with them enough and look forward to using them again when the opportunity arises!”
“Dan S was the perfect example of professional care and courtesy in our search for a lender: he was always there to guide, assist, and explain. When it was challenging to us he came to us to lead us through a task. The fact that we were able to close in five weeks speaks to his talent/ability!”
“Dan was very accommodating especially when we as seniors found it difficult to to use the portal. In addition he explained every step of the process.”
“Choosing Dan Salameh as my realtor was a wise idea as he was able to get me to the closing table and really was supportive through the entire process. We had a rather difficult seller and he was able to gather all of the information in order to get to the closing table on time! Dan was extremely communicative, thorough and responsive through the entire process of buying my property. I was moving from across the country and it was extremely stressful selling and buying at the same time, but working with Dan and his team did not add to the stress whatsoever!”
“It's been a great pleasure working with Dan and the team. They were thorough, honest and helpful.
Point goes above and beyond customer service and did not pressure us to use them.
In short it felt like working with family.”
“Buying a house or getting a mortgage can be a very stressful time. Dan Salameh of Point Mortgage helped me through this stressful time. Dan was always available to answer questions for me and I'm glad he was there to help. Now that everything is completed, I can relax, thanks to the Point Mortgage team.”
“I’ve known Dan for many years so when it came time to choose a Lender, I looked at a few different options. Dan went over the process with me and what he would be able to provide as a reliable resource and partner through the buying process. While I was searching for a home, Dan made sure to follow up with me and keep in touch with all the latest and greatest in Mortgage news. When I finally found a property I wanted to purchase, Dan was able to go over everything with me and stay in touch in regards to all the things they needed in order to complete the sale. Little did I know that my sellers would be quite difficult and caused quite a bit of chaos near the closing date. Dan stepped into action and went above and beyond to get all of the information we needed. WAY above and beyond, and I was able to get to the closing table because of his efforts. I would give Dan a 100/10 in regards to service, fairness; reliability, communication, and flexibility. I’m so grateful for what he did for me because it was out of the ordinary, and I was able to close. Highly recommend Dan and his team.”
“Point Mortgage did a great job with handling everything through the entire loan process. Their app made it very simple to know when items were due and what was necessary to complete each step to complete my home purchase. Questions were always answered promptly. Highly recommend Dan and team for anyone looking for a loan on their next home!”
“Dan was phenomenal. He was attentive to all our questions and concerns. He was thorough in explanation and took the time to care for our very first home purchase! Thank you!”
“Dan and Rosy were amazing to work with. Always timely when answering questions, very good about answering questions clearly and generally made the experience as pleasant as is expected of a mortgage closing process.
John”
“Dan and his team were exceptionally helpful when other mortgage companies wasted my time without follow through.
Im grateful for the time and communication by the Point Mortgage team.
Thank you.”
“I felt Dan was very knowledgeable in his field of work and was able to break down, explain and offer different loan packages. Dan explained every step and answered all of my questions.”
“It was an excellent experience. Dan S. was very friendly and professional and was very straightforward with me on what I had to do on my end to make this dream come true. I can’t thank Dan enough for helping me navigate through this chapter in my life”
“Dan was amazing to work with. He was very knowledgeable, on point, and a great communicator. He had all of the paperwork completed in a timely fashion and communicated with us every step of the way. He was always available for questions.He made it very easy for new homeowners with a lot on their plate. Would highly recommend to anyone purchasing or selling a home. Thanks Dan”
“Great first experience buying a home I sincerely appreciate the effort and attention I received everyone should use you all I’m definitely impressed and y’all are fast I closed early and everything 10 stars ⭐️”
“Dan was great! He was quick to answer my questions and guide me through the buyer process. Made a smooth 3 week close stress free for this first time home buyer! Thanks! I'll be back for my next house!”
“They helped with every step and worked quickly. They went to all the lengths to make sure everything got done on time. It was great”
“Working with Dan was an absolute breeze! Many of my friends have bemoaned the home buying process, but Dan made this experience really easy and painless for us. He is friendly, kind and keeps a good sense of humor with him at all times. When it got down to business, Dan was on top of it and knew where we needed to go next in precise detail. I cannot thank him enough for his efforts in making this experience easy as possible. He is also very knowledgeable, we peppered him with many questions and he always came back with an answer that not only satisfied us, but made us feel safe knowing our assets were in good hands. I would highly recommend Dan and will keep him in mind when I hear of my friends/family talk about buying/selling their place of residence.”
“My husband and I worked with Dan Salameh from Point Mortgage. He was extremely professional, communicative, and quick to respond. As a first time home buyer, I had a LOT of questions. Dan answered all of them and eased my concerns. He made the process easy and stress free. Thanks Dan!”
“Excellent service!! Thank you Dan.”
“Dan Salameh from point mortgage is amazing. I was introduced to Dan when we were in a very tough corner. Dan and his team came together and helped us get what we needed to qualify for the loan. He gave so much advice like a financial advisor. From the minute my relator put me in contact with Dan he worked every avenue to ensure the process went very smooth. He communicated so well and always assured me that we were ok and on track to close. I took about a month and I have never seen a loan officer work so fast. I am super thankful that I met Dan. At closing Dan was present and even had a bottle of champagne to congratulate my fiancé and I. This was our second house and by far the best experience for buying a house. Dan is a man who actually cares and him and his team are the reason why we had such a great experience.”
“Dan is a solutions oriented problem solver. Easy to get in touch with and responsive. Had a great experience working with him.”
“I recently refinanced my home and consolidated some credit card debt. It was so much easier than I anticipated. Smooth process thankfully! Loved the daily status updates I received. Would definitely recommend!”
“Dan,
Thank you for being so wonderful and kind to us during our entire process of buying our new forever home. Thank you from the bottom of our hearts for now being there for us again, as you promised, in refinancing into a 30 year fixed lower rate loan! You and your team have always go above and beyond and we can’t thank you all enough for your prompt responses to our questions and for making this process seamless. We are lucky and Blessed to have a person that we can always count on. Dan, you will always be our go-to!
Forever grateful,
Mary & Scott Kaitschuck”
“Phenomenal group of people to work with!”
Questions buyers ask first.
Do I need 20% down to buy a home?
No. Many buyers put down far less. Conventional loans can start at 3% for eligible first time buyers, FHA at 3.5%, and VA and USDA loans may require no down payment at all. Putting less than 20% down usually means some form of mortgage insurance.
What is the difference between prequalification and preapproval?
A prequalification is a quick estimate based on what you tell us. A preapproval means your credit, income and assets have actually been reviewed, which gives sellers and agents much more confidence in your offer.
Is there down payment assistance in Illinois?
Yes. Illinois offers assistance programs for eligible buyers, and some can be paired with FHA, VA, USDA or conventional loans. Each has its own credit, income and price limits, and some must be repaid if you sell or refinance early. Ask Dan which options fit your situation.
I’m self employed. Can I still qualify?
Yes. Beyond traditional tax return qualifying, bank statement loans use your deposits, asset depletion loans use your savings and investments, and DSCR loans use a rental property’s income.
How much cash do I need at closing?
Plan for your down payment plus closing costs and prepaid items like taxes and insurance. In many cases seller credits or assistance can help. Dan will give you a written estimate early so there are no surprises.
How long does it take to close?
Most purchases close in about 30 days, depending on the contract, appraisal and how quickly documents come in. You will get regular updates so you and your agent always know where things stand.
Let’s put real numbers to your home plans.
Call, text or email Dan, or start your secure application online in minutes.
Home loans with Dan Salameh